أثرالإلتزام بمعايير الملاءة المالية على الإستقرار المالي في البنوك الجزائرية - دراسة مقارنة للبنوك الإسلامية والبنوك الجزائرية بستخدام نموذج البنال 2008-2017

Abstract

This study aims at identifying the factors affecting the stability and safety of the Algerian banks under study: Algerian National Bank, Al Salam Bank, Al Baraka Bank and Gulf Arab Bank during the period (2008-2017), according to Basel 1, 2 and 3, based on the Panel models, we found the appropriate model is the aggregate regression model. In the applied study we adopted six indicators to measure the stability and safety of the Algerian banks under study. The study found that the ratio of nonperforming loans to total loans and return on property rights was negatively affected by only two negative indicators.