فاعلية تنويع استراتيجيات إدارة المخاطر في شركة التأمين دراسة حالة الشركة الوطنية للتامين قصر البخاري

Abstract

Insurance institutions are active in a volatile environment, and this threatens their stability and makes them vulnerable to risks that hinder them from achieving their goals and mission. Failure to manage the institution properly leads to its failure. The idea of insurance and reinsurance is based on protecting the individual and the organization from potential material losses that may be incurred as a result of the occurrence of a certain risk . Insurance companies are witnessing rapid changes and developments at the local and global levels, which made risk management keep pace with a ll challenges and risks, thanks to the adoption of several strategies that enabled them to confront various risks, reduce losses, and achieve their established objectives