واقع ممارسة الخدمات المصرفية الإلكترونية في البنوك الجزائرية

Abstract

This study aims to know the extent to which electronic banking services are applied in Algerian banks. Electronic banking transactions operate in Algeria, such as (SATIM), the (RTGS) system and the electronic clearing system (ATCI), Through our study of the reality of the practice of electronic banking services in Algerian banks through the comparison between Al-Salam Bank Algeria and Al-Badr Tissemsilt Bank, we concluded that both of them use electronic banking services in their banking transactions at a good level, especially Al-Salam Bank Algeria, which provides advanced electronic services internationally and nationally. This shows us that Algerian banks have actually modernized their banking system by introducing electronic banking services to their banking system, but they have not yet risen to the level of competition from the leading countries in this field. Keywords: electronic banking, banking services, Al Salam Bank Algeria, Bank for Agriculture and Rural Development - Tissemsilt -