أهمية التوازن المالي لصندوق التقاعد : دراسة حالة وكالة المدية 2013-2018

Abstract

This study deals with the retirement system، which is one of the newly established social systems in contemporary societies. It is a social reserve system that aims to insure against the risks of disease، old age، disability and death in return for payment of insurance premiums or for the obligations of participating in this system by those involved، and everyone benefits from it. Workers regardless of the sector of activity to which they belong and whatever wages they receive. As well as addressing the problem of the financial deficit that he has been suffering from for several years and which will worsen in future generations due to the impact of the retirement system on the social and demographic situation، the increase in expenditures، the decrease in the number of participants and the imbalance between the number of the latter and retirees