دور تحليل الملاءة و المردودية في تقييم الأداء المالي لشركات التأمين- دراسة حالة الشركة الوطنية لتأمين و إعادة التأمينCAARالمدية

Abstract

The idea of insurance and reinsurance is based on protecting the individual and institutions from possible material losses, which they may be exposed to as a result of the occurrence of a certain risk and at a certain time. State, through the primary role played by the insurance companies, as they collect the savings of the insured and invest them in various other fields. This is what requires them to have high solvency and profitability to continue their activities and maintain the economy Therefore, through our research, we tried to evaluate the financial performance of the insurance and reinsurance company by analyzing the solvency ratios using the company's budgets to identify the company's ability to fulfill its obligations towards the insurance