التنبؤ بالفشل المالي عن طريق إدارة المخاطر- دراسة حالة بنك الفلاحة والتنمية الريفية وكالة المدية

Abstract

In the current study, we tackled The role of risk management in financial failure forecast in Agriculture and rural development bank the agency of Medea, Proceeding from scoring method as a means of managing risks in the bank, and then the impact of this on financial failure forecast, and in the practical side, a case study was relied on estimating the loan risk using scoring method within the agency on a file of the Works Completion Corporation. Findings show that scoring method is an effective method for estimating the loan risk in the bank under study, and this was evident through the applied study that we conducted on the file of the Works Completion Corporation, which was eventually culminated in acceptance, which helped the bank to make the right decision, since scoring method is among the modern methods used in Risk management, and one of the most successful ways, means and techniques to use in analyzing its clients' files.