التوجه نحو التمويل التشاركي وآثاره على أداء القطاع المصرفي دراسة حالة بنك القرض الشعبي الجزائري وكالة قصر البخاري

Abstract

This study came to shed light on the effects of traditional banks’ tendency to work in participatory banking in Algeria by taking the CPA Agency of kaser al bukhari as a model by answering the main question: What are the effects of the adoption of participatory banking in the Algerian People’s Credit Bank and kaser al bukhari Agency on the agency’s performance Where the study was divided into three chapters, two theoretical chapters related to the theoretical rooting of the study variables using the descriptive analytical method and the deductive method; And an applied chapter in which we dealt with Algeria’s endeavors to move towards participatory financing and to apply this to the experience of the CPA Agency of Al-Bukhari Palace using the case study approach The study reached a main conclusion that, despite the youthfulness and modernity of the experience, the rates of development between the years 2020-2021 and the first six years of 2021-2022 reflect the increasing demand for these products, which heralds promising prospects for this banking, which requires authorities and officials to make efforts Greater to remove obstacles and overcome challenges that may prevent the development of this type of financing.,